Life insurance policies become unclaimed 7 years after the policy matures and is not claimed.
Find out more about unclaimed money laws on the ASIC website. Interest is paid on unclaimed money, calculated from 1 July Find out more about how interest is paid. If you did an unclaimed money search and found some money, you should lodge a claim.
Search for Unclaimed Money and Missing Assets
Claim details are below for different types of lost money:. You may have been asked to pay for an unclaimed money search or for a private money search company to find your money for you, but you can use our search for free. ASIC does not ask people to pay for searches.
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- How it works;
Unclaimed Money from the Government
Use a mediation service, go to court, send a statutory demand or make someone bankrupt if a person or business owes you money. Mediation is when an impartial person - trained in dealing with difficult discussions between 2 opposing sides - acts like a referee in a dispute.
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There can be a fee for mediation but it is cheaper than hiring a solicitor and taking court action. The fee is based on how much is owed.
You can find a mediation service to start the process. You can make a court claim for your money if mediation does not work.
However, the costs are high and you may not get any of your money back. Talking with a solicitor can also help define your case in legal terms and help identify further action that may be available to you. Sometimes solicitors will work to a fixed fee. Some companies specialise in debt recovery and will employ a solicitor to take legal action to recover your debt. They may charge a fixed fee or take an amount of the money they recover on your behalf. If you can't settle the matter in any other way, you may want to make a claim in court.
This is normally used as a last resort.
It's a good idea to seek independent legal advice first. There are further fees that the EJO will charge you to enforce your judgment. You can find out more information by contacting the EJO at:. Share this page.
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